Non-performing loan management

Depending on the client's needs, MBCredit Solutions may act as a partner in the management of problematic loans: 

• taking a direct approach;
• through the management of a multi-network platform.

In the first case, it operates directly and solely through its own credit valuation, management and collection structures and networks. 

In the second case, which is particularly suitable for large diversified portfolios, it manages a highly-complex multi-platform network. This option combines the design of ad hoc strategies and the use of rigorous statistical models, with the management - on behalf of the client - of a group of selected third-party servicers, integrated and coordinated to achieve the set performance targets. For each minimum management unit, identified by geography, product, ageing of the proceedings and recovery propensity score, the multi-network management ensures competition among different servicers. Performance monitoring means that the most effective operators can be selected, maximising the recovery potential of the portfolio under management.